Broker Check


Financial Planning

A ClearPlan employs holistic wealth management, integrating all aspects of your finances. The following financial topics, if applicable, should be reviewed as part of an effective comprehensive plan:

  • Retirement and Investment Planning
  • College Placement, Education Funding, Financial Aid
  • Cash flow, Budgeting and Debt Management
  • Personal and Business Tax Planning
  • Estate Planning
  • Financial Planning
  • Elder Care, Long Term Care
  • Insurance and Risk Management
  • Employee Benefits

Extraordinary life events such as Divorce, Disability, Terminal illness, Job change, Special needs dependants, Monetary windfalls and inheritances.

Depending on your specific needs, we work with your existing personal and business advisors or recommend experienced, vetted professionals for services that we do not offer. 

The Benefits of Financial Planning

We identify how each financial decision impacts the other areas of your finances. By evaluating just one planning component such as the tax impact of an estate or investment planning strategy, you start to recognize the value of investing in a financial plan. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. We analyze all aspects of your finances, identifying and mitigating risk, while seizing opportunity for you to accomplish your life goals.

Fee-Based Consulting Services

Consultation services focus on specific financial areas of concern or interest depending on your needs. Services are available on an hourly retainer or yearly retainer fee.

Asset Management

Our experienced investment professionals focus on custom asset allocation strategies utilizing a multi-asset class approach designed to reduce risk without sacrificing return. Our firm’s approach evaluates your unique tax, estate and investment circumstances to provide a best-fit portfolio.

Business Planning

Helping business owners manage business and personal finances takes a multidisciplinary approach. We understand the need to help business owners and entrepreneur’s coordinate the complexities of tax, estate, insurance, pension and fringe benefits. We view a business as an asset whose value can be maximized as part of an overall financial plan. We serve as advisors for retirement plans, meeting regularly with plan sponsors and employees. We see each employee as a valued part of your business and take the extra step to help explain in patient detail, the value of saving for retirement.


We offer a broad range of non-proprietary insurance including term and permanent life insurance, disability insurance, and long-term care insurance. As independent insurance agents we work on the clients behalf to find competitive rates from multiple carriers.



Common Stock

Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuities

Financial Planning

Retirement Plans

Tax Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  716-312-7424